Ocean Physics
How Tides Work
Tides are gravitational and perfectly predictable. So why can two coastlines a few hundred kilometres apart differ by a factor of ten, and why does the Bay of Fundy have the highest tides on the planet?
Brian Rogers
Three decades in Canadian financial services, most recently as Chief Risk Officer in the credit union sector. Founded Blue Finance Canada to examine how financial decisions reach the ocean. CFA, MBA, ICD.D.
Ocean Physics
How Ocean Currents Work
The ocean moves, even in the deep and even without wind. Those movements carry the heat, the nutrients, and the fish on all three Canadian coasts. Some of the currents that built the Grand Banks and keep Europe mild are now changing, and Atlantic Canada sits in the path of what happens next.
Ocean Physics
How the Ocean Works
Most of the ocean sits below a sharp temperature boundary, in cold dark water that never touches the surface but decides what happens at the top. How that hidden system works, why it is changing fast in Canadian waters, and why ocean risk is still priced as though it were not.
The Basics
What is Blue Finance?
Blue finance directs capital toward the health of ocean systems, using bonds, swaps, and blended structures adapted from green finance. The label is the easy part. Credibility depends on standards, verification, and enforceable commitments behind it.
Ocean Physics
The Ocean Is Absorbing Most of the Planet's Excess Heat
The atmosphere gets the headlines, but it holds the smaller share. The ocean has taken up the rest, storing it where it does not show, and some of what that heat will do is already settled, whatever emissions do next.
Industry Profiles
The Industries of the Blue Economy
Nine industries, from fisheries to blue carbon, make up Canada's ocean economy. This series profiles each, then reads them together for the patterns headline numbers miss: announced capacity that never arrives, and scale that hides financial fragility.
The Players
The Players in the Blue Economy
Governments, industry, lenders, insurers, scientists, Indigenous nations, and coastal communities all decide what happens to the ocean, on incentives that run on different clocks. A map of who holds leverage, and why their decisions so reliably pull apart.
Industry Profiles
Fisheries: Indigenous Rights and Governance
Two Supreme Court rulings settled that Indigenous fishing rights are not the Crown's to hand out or take back. A quarter century later, who actually gets to fish, and where the money goes, is still being fought over on both coasts. The deals that hold are the ones that start there.
Industry Profiles
Fisheries: The Financial Picture
From the dock, a fishing business looks like boats and gear. Its biggest cost is usually neither: it is the licence, and the money to buy one. And its richest market can sit in China one year and disappear on a tariff the next. The money side of Canadian fisheries is stranger than the boats let on.
Industry Profiles
Fisheries: The Economic Landscape
Canada’s fisheries exported CAD 8.47 billion in seafood in 2025. The industry behind that figure runs on shellfish, leans on a few foreign markets, and is quietly aging out of its own workforce.
The Basics
What is the Blue Economy, and Where Does Blue Finance Fit In
Canada has a very large blue economy. That tells you almost nothing about whether its oceans are being financed well. The two get confused all the time, and the confusion is comfortable, which is exactly the problem.
The Instruments
Debt-for-Nature Swaps: How They Work and What They Promise
A country trades expensive debt for cheaper debt and promises to spend the difference on the ocean. It sounds clean, and the headline numbers are large. The harder questions are who takes a cut, who sets the rules, and whether the fish ever actually come back.